Home Loan
Buy, build or renovate your home — or move your loan to a better rate.
At a glance
Why take your home loan through us
Buy or build
Ready homes, under-construction flats, plot + construction and renovation.
Balance transfer + top-up
Paying a high rate? Transfer to a lower-rate lender and take a top-up for other needs.
Long tenures
Spread repayment over many years (often up to 30*) to keep the EMI comfortable.
Tax benefits
Principal and interest may qualify for income-tax deductions under applicable sections.
Eligibility & documents
A quick check before you apply. Your advisor confirms the exact list for your lender.
Who can apply
- Salaried or self-employed
- Stable income and credit history
- Clear property title
- Age at loan maturity within lender limits*
Documents you'll need
- PAN Card
- Aadhaar Card
- Photo
- Bank Statement (6 months)
- Address Proof
- Salary Slips (3 months)
- Form 16
- Property Papers
- PAN Card
- Aadhaar Card
- Photo
- Bank Statement (6 months)
- Address Proof
- ITR (2 years)
- Business Proof
- Property Papers
* Indicative. Criteria differ between lenders; the lender decides.
Estimate your EMI
Adjust the amount, rate and tenure to see what fits your monthly budget.
For illustration only. The actual EMI depends on the rate, fees and tenure the lender offers you.
Year-by-year repayment schedule
| Year | Principal paid | Interest paid | Balance |
|---|
Home Loan — questions
How much of the property value can be financed?
Can I transfer my home loan?
Which documents are needed for the property?
Apply for a home loan
Leave your details and a loan advisor will call you back to understand your need, check eligibility and suggest the right lenders.